PENGARUH DANA PIHAK KETIGA, NON PERFORMING LOAN, DAN CAPITAL ADEQUACY RATIO TERHADAP PENYALURAN KREDIT PADA BANK UMUM TAHUN 2017-2019

RISTIANI, . (2021) PENGARUH DANA PIHAK KETIGA, NON PERFORMING LOAN, DAN CAPITAL ADEQUACY RATIO TERHADAP PENYALURAN KREDIT PADA BANK UMUM TAHUN 2017-2019. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh dana pihak ketiga, non performing loan, dan capital adequacy ratio terhadap penyaluran kredit pada Bank Umum tahun 2017-2019. Metode yang digunakan pada penelitian ini, yaitu metode dokumentasi dengan pendekatan kuantitatif. Populasi yang digunakan pada penelitian ini sebanyak 76 dengan sampel sebanyak 40 perusahaan BUSN. Teknik penelitian yang digunakan adalah regresi linear berganda dan pengujian hipotesis menggunakan uji t dan F. Dalam memeroleh data, penelitian ini menggunakan data sekunder melalui laporan tahunan perusahaan BUSN tahun 2017-2019. Berdasarkan hasil analisis diketahui bahwa data berdistribusi normal dan linear. Hasil uji hipotesis menunjukkan dana pihak ketiga memiliki pengaruh positif dan signifikan terhadap penyaluran kredit, non performing loan memiliki pengaruh negatif dan signifikan terhadap penyaluran kredit, sementara capital adequacy ratio tidak memiliki pengaruh signifikan terhadap penyaluran kredit. Koefisien determinasi pada penelitian ini sebesar 98,4% yang menunjukkan bahwa dana pihak ketiga, non performing loan, dan capital adequacy ratio dalam memengaruhi penyaluran kredit. Kata kunci: Dana Pihak Ketiga, Non Performing Loan, Capital Adequacy Ratio, Penyaluran Kredit The study aims to determine the impact of third party fund, non performing loan, and capital adequacy ratio on Credit Distribution of Bank Umum in 2017-2019. The method used in this research is documentation with a quantitative approach. The population of this study were 76 with a sample of 40 BUSN companies. This study used testing technique with multiple linear regression and uses t and F test for hypothesis. In obtaining this research, using secondary data with taking annual reports of BUSN companies in 2017-2019. Based on the analysis performed shows the results that are normally distributed and linear data. The hypothesis test results concluded that third party fund has positive effect and significant on credit distribution, non performing loan has negative effect and significant on credit distribution, while capital adequacy ratio has no effect on credit distribution. The coefficient of determination in this study was 98,4% which showed the ability of third party fund, non performing loan, and capital adequacy ratio in influencing credit distribution. Keyword: Third Party Fund, Non Performing Loan, Capital Adequacy Ratio, Credit Distribution

Item Type:	Thesis (Sarjana)
Additional Information:	1. Achmad Fauzi, S.Pd., M.Ak. ; 2. Dr. Mardi, M.Si.
Subjects:	Ilmu Sosial > Industri, Buruh, Produksi > Perbankan Ilmu Sosial > Perdagangan > Akuntansi Ilmu Sosial > Keuangan Manajemen > Manajemen , Business
Divisions:	FE > S1 Pendidikan Ekonomi
Depositing User:	Users 12306 not found.
Date Deposited:	02 Sep 2021 16:35
Last Modified:	02 Sep 2021 16:35
URI:	http://repository.unj.ac.id/id/eprint/19120

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