PENGARUH PREMI, HASIL INVESTASI, DAN RISK BASED CAPITAL TERHADAP LABA PADA PERUSAHAAN ASURANSI SYARIAH DI INDONESIA 2019

NUR INDAH AULIA HIDAYAT, . (2021) PENGARUH PREMI, HASIL INVESTASI, DAN RISK BASED CAPITAL TERHADAP LABA PADA PERUSAHAAN ASURANSI SYARIAH DI INDONESIA 2019. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini memiliki tujuan untuk mengidentifikasi apakah terdapat pengaruh antara premi, hasil investasi dan risk based capital terhadap laba pada entitas asuransi syariah di Indonesia 2019. Metode penelitian yang diaplikasikan ialah kuantitatif dan menggunakan data sekunder. Populasi terjangkau dalam penelitian ini ialah 45 entitas asuransi syariah terdaftar OJK 2019. Sampel yang digunakan berjumlah 40 entitas dengan mengaplikasikan teknik simple random sampling. Teknik analisis data yang diterapkan ialah analisis statistik deskriptif, uji regresi linier berganda, uji persyaratan analisis, uji asumsi klasik, dan uji hipotesis. Dari hasil uji regresi linier berganda didapatkan persamaan Y = 2,346 + 0,354 PREMI – 0,180 HASIL INVESTASI + 0,024 RBC. Hasil uji persyaratan analisis memperlihatkan bahwa data berdistribusi normal dan linier. Kemudian, hasil uji asumsi klasik juga menunjukkan bahwa data bebas dari gejala multikolinieritas, heteroskedastisitas dan autokorelasi. Hasil uji hipotesis menyimpulkan bahwa hipotesis pertama dan keempat diterima sedangkan hipotesis kedua dan ketiga ditolak. Kesimpulan dalam penelitian ini ialah premi berpengaruh positif dan signifikan terhadap laba. Sedangkan, hasil investasi dan risk based capital tidak berpengaruh signifikan terhadap laba. Kata Kunci: Premi, Hasil Investasi, Risk Based Capital, Laba, dan Asuransi Syariah This study aims to identify whether there is an effect between premiums, investment returns and risk based capital on profits in sharia insurance entities in Indonesia 2019. The research method applied is quantitative and uses secondary data. The affordable population in this study were 45 sharia insurance entities registered with OJK 2019. The sample used was 40 entities by applying the simple random sampling technique. The data analysis technique applied is descriptive statistical analysis, multiple linear regression test, analysis requirements test, classical assumption test, and hypothesis testing. From the results of multiple linear regression, the equation Y = 2.346 + 0.354 PREMIUM – 0.180 INVESTMENT RETURNS + 0.024 RBC. The results of the requirements analysis test showed that the data were normally distributed and linear. Then, the results of the classical assumption test also show that the data are free from symptoms of multicollinearity, heteroscedasticity and autocorrelation. The results of the hypothesis test concluded that the first and fourth hypotheses were accepted while the second and third hypotheses were rejected. The conclusion in this study is that the premium has a positive and significant effect on profits. Meanwhile, investment returns and risk based capital have no significant effect on profits. Keywords: Premium, Investment Returns, Risk Based Capital, Profits, and Sharia Insurance

Item Type:	Thesis (Sarjana)
Additional Information:	1). Santi Susanti, S.Pd., M.Ak. ; 2). Dra. Sri Zulaihati, M.Si.
Subjects:	Ilmu Sosial > Asuransi Ilmu Sosial > Keuangan
Divisions:	FE > S1 Pendidikan Ekonomi
Depositing User:	Users 12836 not found.
Date Deposited:	13 Sep 2021 09:22
Last Modified:	13 Sep 2021 09:22
URI:	http://repository.unj.ac.id/id/eprint/20275

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