PENGARUH LOAN TO DEPOSIT RATIO (LDR), BANK SIZE, PERTUMBUHAN KREDIT, DAN KURS TERHADAP NON PERFORMING LOAN (NPL) PERBANKAN KONVENSIONAL YANG TERDAFTAR DI BEI

RYAN ADJIWIBOWO, . (2017) PENGARUH LOAN TO DEPOSIT RATIO (LDR), BANK SIZE, PERTUMBUHAN KREDIT, DAN KURS TERHADAP NON PERFORMING LOAN (NPL) PERBANKAN KONVENSIONAL YANG TERDAFTAR DI BEI. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Loan to Deposit Ratio (LDR), Bank Size, Pertumbuhan Kredit, dan Kurs terhadap Non Performing Loan (NPL) perbankan konvensional yang terdaftar di BEI. Periode dalam peneltian ini selama 3 tahun 2013-2015. LDR, bank size, pertumbuhan kredit, dan kurs sebagai variabel independen, dan NPL sebagai variabel dependen. Penelitian ini menggunakan data sekunder berupa laporan tahunan perbankan. Teknik yang digunakan dalam pengambilan sampel adalah purposive sampling dan diperoleh 29 sampel Bank Konvensional. Penelitian ini menggunakan metode analisis regresi liniear berganda untuk menguji hipotesis pada tingkat signifikasi 5%. Penelitian ini membuktikan bahwa LDR dan kurs berpengaruh positif dan signifikan terhadap NPL, pertumbuhan kredit berpengaruh negatif dan signifikan terhadap NPL, sementara bank size tidak berpengaruh signifikan terhadap NPL. LDR, bank size, pertumbuhan kredit, dan kurs secara simultan berpengaruh terhadap NPL. Variabel independen yang digunakan dalam penelitian ini yaitu LDR, bank size, pertumbuhan kredit, dan kurs mampu menjelaskan variabel dependen yaitu NPL sebesar 21,6%. The purpose of this research is to analyze the influence of loan to deposit ratio (LDR), bank size, credit growth, and exchange rate on the non performing loan (NPL) publicity listed commercial banking in Indonesia. Period used are three years from 2013 to 2015. In this research, LDR, bank size, credit growth, and exchange rate as an independent variable, and NPL as a dependent variable. This research uses secondary data which is the annual report of commercial banking. Th sample was selected by purposive sampling which are 29 commercial banking qualified in this research. This research conducts multiple linear regression analysis method to examine the hypothesis in the level of significance 5% This research proves that LDR and exchange rate have positive and significant influence on NPL, credit growth has negative and significant influence on NPL, whereas bank size has insignificant influence on NPL. LDR, bank size, credit growth, and exchange rate simultaneously have influence on NPL. The independent variable used in this research such as LDR, bank size, credit growth, and exchange rate can explain the dependent variable which is NPL to 21,6%

Item Type: Thesis (Sarjana)
Subjects: Ilmu Sosial > Perdagangan, e-commerce > Akuntansi
Divisions: FE > S1 Akuntansi
Depositing User: sawung yudo
Date Deposited: 24 Feb 2022 05:36
Last Modified: 24 Feb 2022 05:36
URI: http://repository.unj.ac.id/id/eprint/22645

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