PENGARUH KEMUDAHAN PENGGUNAAN, KEAMANAN DAN PERSEPSI RISIKO TERHADAP MINAT PENGGUNAAN FINANCIAL TECHNOLOGY (FINTECH) PAYMENT LINKAJA SYARIAH SISWA SMK ISLAM PB SOEDIRMAN 2

MAULIDA SWARA MAHARDIKA, . (2021) PENGARUH KEMUDAHAN PENGGUNAAN, KEAMANAN DAN PERSEPSI RISIKO TERHADAP MINAT PENGGUNAAN FINANCIAL TECHNOLOGY (FINTECH) PAYMENT LINKAJA SYARIAH SISWA SMK ISLAM PB SOEDIRMAN 2. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Pada penelitian ini memiliki tujuan untuk mengetahui pengaruh kemudahan penggunaan, keamanan dan persepsi risiko terhadap minat penggunaan. Penelitian ini dilakukan di SMK PB Soedirman 2, penelitian ini menggunakan simple random sampling dengan respoden 94 siswa dengan menggunakan kuesioner online dengan skala linkert. Data tersebut diolah menggunakan software SPSS v26. Hipotesis penelitian diuji menggunakan uji regresi berganda, uji-T dan koefisien diterminasi. Hasil dari penelitian ini menunjukkan terdapat nilai positif signifikan antara kemudahan penggunaan dengan minat penggunaan, terdapat pengaruh positif signifikan antara keamanan dengan minat penggunaan, terdapat pengaruh signifikan antara persepsi risiko terhadap minat penggunaan. Dalam penelitian ini ditemukan bahwa semakin mudah, memberi keamanan dan menjamin risiko penggunaan fintech payment linkAja Syariah maka akan menarik minat penggunaan. Sehingga perusahaan fintech payment hendaknya memperhatikan ketiga faktor tersebut. This study aims to determine the effect of ease of use, security and perceived risk on interest in use. This research was conducted at SMK PB Sudirman 2, this study used simple random sampling with 94 students as respondents using an online questionnaire with a linkert scale. The data is processed using SPSS v26 software. The research hypotheses were tested using multiple regression test, T-test and coefficient terminatedi. The results of this study indicate that there is a significant positive value between ease of use and interest in use, there is a significant positive effect between security and interest in use, there is a significant influence between perceived risk and interest in use. In this study, it was found that the easier it is, to provide security and guarantee the risk of using the Aja Syariah fintech payment link, the more interest it will be used. So that fintech payment companies should pay attention to these three factors.

Item Type: Thesis (Sarjana)
Additional Information: 1). Achmad Fauzi, S.Pd., M.Ak ; 2). Dr. Mardi, M.Si
Subjects: Ilmu Sosial > Keuangan
Divisions: FE > S1 Pendidikan Ekonomi
Depositing User: Users 13459 not found.
Date Deposited: 25 Feb 2022 03:57
Last Modified: 25 Feb 2022 03:57
URI: http://repository.unj.ac.id/id/eprint/22650

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