PENGARUH DANA PIHAK KETIGA, CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING DAN RETURN OF ASSET TERHADAP PEMBIAYAAN BAGI HASIL BANK UMUM SYARIAH DI INDONESIA

ANASTASYA SRI APRIANI, . (2012) PENGARUH DANA PIHAK KETIGA, CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING DAN RETURN OF ASSET TERHADAP PEMBIAYAAN BAGI HASIL BANK UMUM SYARIAH DI INDONESIA. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk menguji pengaruh Pengaruh Dana Pihak Ketiga, Capital Adequacy Ratio, Non Performing Financing dan Return Of Asset Terhadap Pembiayaan Bagi Hasil baik secara simultan dan partial. Penelitian ini menggunakan data sekunder yaitu laporan keuangan triwulan bank umum syariah. Sampel yang digunakan dalam penelitian ini sebanyak 3 bank umum syariah yang terdaftar di statistik perbankan syariah selama periode 2008-2011. Penelitian dilakukan dengan menggunakan analisis regresi berganda. Sebelum melakukan uji hipotesis terlebih dahulu dilakukan uji asumsi klasik, sehingga Model regresi tidak bias dan telah memenuhi persyaratan BLUE (best linear unbiased estimator) yakni tidak terdapat heteroskedastistas, tidak terdapat multikolinearitas, dan tidak terdapat autokorelasi. Maka diperoleh model regresi sebagai berikut Y= -3,423 – 5,003 DPK – 1,492 CAR + 0,945 NPF + 0,343 ROA. Berdasarkan hasil penelitian secara partial menunjukan bahwa DPK, CAR dan ROA tidak berpengaruh signifikan terhadap pembiayaan bagi hasil. Sedangkan variabel NPF memiliki pengaruh signifikan terhadap pembiayaan bagi hasil. Hasil lain menunjukkan bahwa DPK, CAR, NPF dan ROA secara bersama�sama berpengaruh terhadap pembiayaan bagi hasil. The purposes of this research is to examine the influence of Third Party Fund, Capital Adequacy Ratio, Non Performing Financing and Return Of Asset On Financing Profit Sharing Of Islamic Banking In Indonesia, both simultaneously and partially. This research used secondary data by quarterly financial reports that Islamic banks in the bank's website. Samples of this research consist of 3 Islamic Banking that listed in Islamic Banking Statistic during the period of 2008-2011. This research is used multiple regression as analysis model. Before hypothesis tested, the first assumption of classical tested, so the regression model is not biased and has met the requirements BLUE (best linear unbiased estimator) that is not there heteroskedastistas, there is no multicollinearity, and there is no autocorrelation. Then obtained the following regression model Y= -3,423 – 5,003 DPK – 1,492 CAR + 0,945 NPF + 0,343 ROA. The results of this research indicates that third party fund, capital adequacy ratio and return of asset, partially has no effect on the financing profit sharing. While non performing financing variable have a significant effect on the financing profit sharing. The other results is that third party fund, CAR, NPF and ROA simultaneously have significant influence on the financing profit sharing.

Item Type: Thesis (Sarjana)
Additional Information: 1) Ratna Anggarini Zr, SE, Akt., MSi 2) Dra. Etty Gurendrawati, Akt., M.Si
Subjects: Ilmu Sosial > Perdagangan > Akuntansi
Divisions: FE > S1 Akuntansi
Depositing User: sawung yudo
Date Deposited: 29 Jun 2022 00:29
Last Modified: 29 Jun 2022 00:29
URI: http://repository.unj.ac.id/id/eprint/30942

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