PENGARUH PENGGUNAAN DOMPET DIGITAL DAN LITERASI KEUANGAN TERHADAP PERILAKU KONSUMTIF MAHASISWA DI DKI JAKARTA

OKTAVIA NURATIKA, . (2022) PENGARUH PENGGUNAAN DOMPET DIGITAL DAN LITERASI KEUANGAN TERHADAP PERILAKU KONSUMTIF MAHASISWA DI DKI JAKARTA. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

OKTAVIA NURATIKA, Pengaruh Penggunaan Dompet Digital dan Literasi Keuangan Terhadap Perilaku Konsumtif Mahasiswa di DKI Jakarta. Pendidikan Ekonomi, Fakultas Ekonomi, Universitas Negeri Jakarta, 2022. Tujuan penelitian ini ialah untuk mengetahui pengaruh penggunaan dompet digital dan literasi keuangan terhadap perilaku konsumtif mahasiswa di DKI Jakarta. Metode penelitian yang digunakan yaitu metode survei dengan pendekatan kuantitatif. Populasi dalam penelitian ini ialah mahasiswa fakultas ekonomi dengan lokasi kampus di DKI Jakarta. Sampel penelitian berjumlah 192 responden yang ditentukan dengan rumus lemeshow karena jumlah populasi tidak diketahui. Teknik pengumpulan data menggunakan kuesioner. Teknik analisis data yang digunakan adalah analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa penggunaan dompet digital dan literasi keuangan berpengaruh secara parsial maupun simultan terhadap perilaku konsumtif. Penggunaan dompet digital berpengaruh positif dan signifikan terhadap perilaku konsumtif, sedangkan literasi keuangan berpengaruh negatif dan signifikan terhadap perilaku konsumtif. Kata Kunci: dompet digital, literasi keuangan, perilaku konsumtif OKTAVIA NURATIKA, The Influence of Use Digital Wallets and Financial Literacy on the Consumptive Behavior of College Student in DKI Jakarta. Economic Education, Faculty of Economics, State University of Jakarta, 2022. This study aims to determine the influence of use digital wallets and financial literacy on the consumptive behavior of college students in DKI Jakarta. The research method used was a survey method with a quantitative approach. The population in this study was college students of the faculty of economics with a campus location in DKI Jakarta. The study sample 192 respondents who were determined by the lemeshow formula because the number of the population was unknown. Data collection techniques using questionnaires. The data analysis technique used is multiple linear regression analysis. The results showed that the use of digital wallets and financial literacy had a partial and simultaneous effect on consumptive behavior. The use of digital wallets has a positive and significant effect on consumptive behavior, while financial literacy has a negative and significant effect on consumptive behavior. Keywords: digital wallet, financial literacy, consumptive behavior

Item Type: Thesis (Sarjana)
Additional Information: 1). Prof. Dr. Saparuddin Mukhtar, SE., M.Si 2). Prof. Dr. Harya Kuncara Wiralaga, SE., M.Si
Subjects: Ilmu Sosial > Keuangan
Divisions: FE > S1 Pendidikan Ekonomi
Depositing User: Users 16016 not found.
Date Deposited: 06 Sep 2022 05:50
Last Modified: 06 Sep 2022 05:50
URI: http://repository.unj.ac.id/id/eprint/34833

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