PENGARUH TRANSAKSI PEMBAYARAN NON TUNAI TERHADAP PERPUTARAN UANG DI INDONESIA

INDAH NUR AENI, . (2023) PENGARUH TRANSAKSI PEMBAYARAN NON TUNAI TERHADAP PERPUTARAN UANG DI INDONESIA. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh transaksi uang elektronik, transaksi kartu debet, transaksi kartu kredit dan pandemi covid 19 terhadap perputaran uang di Indonesia. Metode penelitian yang digunakan dalam penelitian ini yaitu pendekatan kuantitatif. Data yang digunakan dalam penelitian ini yaitu data time series dari tahun 2018 sampai 2021 yang didapatkan melalui website Bank Indonesia. Teknik analisis yang digunakan dalam penelitian ini yaitu teknik analisis regresi linier berganda. Hasil dari penelitian ini yaitu transaksi uang elektronik tidak berpengaruh signifikan terhadap perputaran uang di Indonesia, transaksi kartu debet memiliki pengaruh negatif dan signifikan terhadap perputaran uang di Indonesia, transaksi kartu kredit tidak berpengaruh signifikan terhadap perputaran uang di Indonesia, pandemi covid 19 memiliki pengaruh negatif dan signifikan terhadap perputaran uang di Indonesia. Secara simultan semua variabel independen berpengaruh signifikan terhadap perputaran uang di Indonesia. Pengujian R 2 dalam penelitian ini, variabel independen dapat menjelaskan informasi dari variabel perputaran uang sebesar 85.94%, sedangkan 14.06% nya dijelaskan oleh variabel lain. Kata kunci: transaksi uang elektronik, transaksi kartu debet, transaksi kartu kredit, pandemi covid 19, perputaran uang This study aims to examine the effect of non-cash payment transactions on velocity of money in Indonesia. Specifically, it investigates the impact of electronic money transactions, debit card transactions, credit card transactions, and the COVID-19 pandemic on velocity of money. The research adopts a quantitative approach and utilizes time series data from 2018 to 2021 obtained from the Bank Indonesia website. Multiple linear regression analysis is employed as the analytical technique. The findings reveal that electronic money transactions do not significantly affect velocity of money in Indonesia. Debit card transactions show a negative and significant impact, while credit card transactions do not show a significant effect. Furthermore, the COVID19 pandemic has a negative and significant influence on the velocity of money in Indonesia. Simultaneously, all the independent variables have a significant effect on the velocity of money in Indonesia. The R 2 testing indicates that the independent variables explain 85.94% of the variability in the velocity of money variable, while the remaining 14.06% is attributed to other factors beyond this study. Keywords: Electronic Money Transaction, Debit Card Transactions, Credit Card Transactions, COVID-19 Pandemic, Velocity of Money

Item Type:	Thesis (Sarjana)
Additional Information:	1). Prof. Dr. Harya Kuncara Wiralaga, S.E., M.Si. 2). Dicky Iranto, S.E., M.S.E.
Subjects:	Ilmu Sosial > Teori Ekonomi Ilmu Sosial > Sejarah Ekonomi, Kondisi Ekonomi
Divisions:	FE > S1 Pendidikan Ekonomi
Depositing User:	Users 18097 not found.
Date Deposited:	20 Jun 2023 05:23
Last Modified:	20 Jun 2023 05:23
URI:	http://repository.unj.ac.id/id/eprint/38869

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