PENGARUH DANA PIHAK KETIGA, LIKUIDITAS PENDANAAN DAN RISIKO KREDIT TERHADAP PENYALURAN KREDIT BANK SAAT COVID-19 DI INDONESIA

AMRIL MUHARYADI, . (2023) PENGARUH DANA PIHAK KETIGA, LIKUIDITAS PENDANAAN DAN RISIKO KREDIT TERHADAP PENYALURAN KREDIT BANK SAAT COVID-19 DI INDONESIA. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh dana pihak ketiga terhadap penyaluran kredit bank, mengetahui seberapa besar pengaruh likuiditas pendanaan terhadap penyaluran kredit bank. Pada penelitian ini digunakan metode penelitian kuantitatif dengan menggunakan teknik analisis data yakni analisis regresi data panel dibantu dengan software Eviews versi 12. Adapun dalam teknik pengambilan sampel yaitu menggunakan purposive sampling pada bank kategori BUKU III dan BUKU IV pada periode 2020-2021 di Indonesia dengan jumlah sampel berjumlah 31 entitas. Berdasarkan hasil analisis ditemukan bahwa dana pihak ketiga memiliki pengaruh positif terhadap penyaluran kredit bank, likuiditas pendanaan tidak memiliki pengaruh tidak memiliki pengaruh terhadap penyaluran kredit bank. Bank diharapkan mampu memberikan pinjaman kepada masyarakat secara stabil maupun meningkat selama kondisi ekonomi yang lesu. Kata kunci : dana pihak ketiga, likuiditas pendanaan, risiko kredit, kredit bank *** This study aims to find out how much influence third party funds have on bank lending, find out how big the influence of funding liquidity is on bank lending, and find out how big the influence of credit risk is on bank lending. In this study, ai quantitative research method was used using data analysis techniques, namely panel data regression analysis assisted by EViews software version 12. Ais for the sampling technique, namely using purposive sampling ait BUKU III and BUKU IV category banks in the 2020-2021 period in Indonesia with ai total sample amounted to 31 entities. Based on the results of the analysis it was found that third party funds have ai positive influence on bank lending, funding liquidity have no influence on bank lending, and credit risk has ai negative influence on bank lending. Banks are expected to be able to provide loans to the public in ai stable or increasing manner during sluggish economic conditions. Keywords: Third party funds, funding liquidity, credit risk, bank credit

Item Type:	Thesis (Sarjana)
Additional Information:	1). Dr. Etty Gurendrawati, M.Si,Ak ; 2). Dwi Handarini, S.Pd., M.Ak
Subjects:	Ilmu Sosial > Perdagangan > Akuntansi
Divisions:	FE > S1 Akuntansi
Depositing User:	Users 19678 not found.
Date Deposited:	04 Sep 2023 06:05
Last Modified:	04 Sep 2023 06:05
URI:	http://repository.unj.ac.id/id/eprint/40850

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