PENGARUH NON-PERFORMING LOAN, LOAN TO DEPOSIT RATIO DAN CAPITAL ADEQUACY RATIO TERHADAP PROFITABILITAS DENGAN CADANGAN KERUGIAN PENURUNAN NILAI SEBAGAI VARIABEL MODERASI

BALQIS NURUL NIKMAH, . (2023) PENGARUH NON-PERFORMING LOAN, LOAN TO DEPOSIT RATIO DAN CAPITAL ADEQUACY RATIO TERHADAP PROFITABILITAS DENGAN CADANGAN KERUGIAN PENURUNAN NILAI SEBAGAI VARIABEL MODERASI. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk melihat pengaruh non performing loan, loan to deposit ratio dan capital adequacy ratio terhadap profitabilitas dengan cadangan kerugian penurunan nilai sebagai variabel moderasi. Populasi dalam penelitian ini adalah perusahaan perbankan yang terdaftar di BEI pada tahun 2020-2021. 66 data sampel dipilih setelah pemilihan sampel dengan metode purposive sampling. Penelitian ini menggunakan teknik analisis regresi data panel yang diolah menggunakan aplikasi Eviews 11 dengan model regresi yang terpilih ialah fixed effect model. Hasil penelitian menunjukkan bahwa secara parsial non-performing loan, loan to deposit ratio, dan capital adequacy ratio berpengaruh terhadap profitabilitas. Cadangan kerugian penurunan nilai mampu memoderasi pengaruh non-performing loan terhadap profitabilitas. Cadangan kerugian penurunan nilai tidak mampu memoderasi pengaruh loan to deposit ratio dan capital adequacy ratio terhadap profitabilitas. Kata Kunci: Profitabilitas, Non-performing Loan, Loan to Deposit Ratio, Capital Adequacy Ratio, Cadangan Kerugian Penurunan Nilai. *** This study aims to see the effect of non-performing loans, loan to deposit ratio and capital adequacy ratio on profitability with allowance for impairment losses as a moderating variable. The population in this study are banking companies listed on the IDX in 2020-2021. 66 data samples were selected after selecting the sample by purposive sampling method. This study used the panel data regression analysis technique which was processed using the Eviews 11 application with the selected regression model being the fixed effect model. The results of the study show that partially non-performing loans, loan to deposit ratios, and capital adequacy ratios have an effect on profitability. Allowance for impairment losses is able to moderate the effect of non-performing loans on profitability. Allowance for impairment losses is unable to moderate the effect of the loan to deposit ratio and capital adequacy ratio on profitability. Keywords: Profitability, Non-performing Loan, Loan to Deposit Ratio, Capital Adequacy Ratio, Allowance for Impairment Losses.

Item Type:	Thesis (Sarjana)
Additional Information:	1). Dr. Etty Gurendrawati, M.Si, Ak. ; 2). Santi Susanti, S.Pd., M.Ak
Subjects:	Ilmu Sosial > Perdagangan, e-commerce > Akuntansi Ilmu Sosial > Keuangan
Divisions:	FE > S1 Akuntansi
Depositing User:	Users 20625 not found.
Date Deposited:	12 Sep 2023 05:54
Last Modified:	12 Sep 2023 05:54
URI:	http://repository.unj.ac.id/id/eprint/42214

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