PENGARUH FAKTOR INTERNAL BANK DAN KONDISI MAKRO EKONOMI TERHADAP PROFITABILITAS BANK KONVENSIONAL

JUAN CARLOS, . (2023) PENGARUH FAKTOR INTERNAL BANK DAN KONDISI MAKRO EKONOMI TERHADAP PROFITABILITAS BANK KONVENSIONAL. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini dilakukan untuk mengetahui pengaruh faktor internal (loan to deposit ratio dan non-performing loans) dan faktor eksternal (inflation dan exchange rate) terhadap profitabilitas bank Konvensional. Penelitian ini menggunakan metode kuantitatif dan menggunakan data sekunder,laporan keuangan yang digunakan berasal dari Bursa Efek Indonesia (BEI). Populasi yang digunakan adalah bank konvensional periode tahun 2018-2022. Penelitian ini juga menentukan sampel menggunakan metode purposive sampling. Pengujian hipotesis menggunakan metode analisis regresi data panel dengan menggunakan E-views 12. Berdasarkan hasil dari analisis dapat disimpulkan bahwa inflation berpengaruh positif signifikan terhadap profitabilitas bank, non-performing loans dan exchange rate berpengaruh negatif signifikan terhadap profitabilitas bank, dan loan to deposit ratio tidak berpengaruh terhadap profitabilitas bank konvensional. Tingginya tingkat inflation akan meningkatkan profitabilitas bank, sedangkan tingginya non-performing loans dan exchange rate akan menunrunkan tingkat profitabilitas bank, dan tinggi rendahnya tingkat loan to deposit ratio tidak berpengaruh terhadap profitabilitas bank. ***** This study was conducted to determine the effect of internal factors (loan to deposit ratio and non-performing loans) and external factors (inflation and exchange rate) on the profitability of Conventional banks. This study uses quantitative methods and uses secondary data, the financial statements used come from the Indonesia Stock Exchange (BEI). The population used is conventional banks for the period 2018-2022. This study also determined the sample using purposive sampling method. Hypothesis testing using panel data regression analysis method using E-views 12. Based on the results of the analysis, it can be concluded that inflation has a significant positive effect on bank profitability, non�performing loans and exchange rate have a significant negative effect on bank profitability, and loan to deposit ratio has no effect on conventional bank profitability. The high level of inflation will increase bank profitability, while the high level of non-performing loans and exchange rate will decrease the level of bank profitability, and the high level of loan to deposit ratio has no effect on bank profitability.

Item Type:	Thesis (Sarjana)
Additional Information:	1). Prof. Dr. Sri Indah Nikensari, SE,M.SE ; 2). Siti Fatimah Zahra, S.E.I.,M.E
Subjects:	Ilmu Sosial > Teori Ekonomi Ilmu Sosial > Industri, Buruh, Produksi > Perbankan Manajemen > Manajemen Kantor, Organisasi
Divisions:	FE > S1 Pendidikan Ekonomi
Depositing User:	Juan Carlos .
Date Deposited:	23 Feb 2024 04:54
Last Modified:	23 Feb 2024 04:54
URI:	http://repository.unj.ac.id/id/eprint/45030

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