PENGARUH FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDE, DAN LOCUS OF CONTROL TERHADAP FINANCIAL MANAGEMENT BEHAVIOR GENERASI MILENIAL DI JABODETABEK DENGAN FINANCIAL LITERACY SEBAGAI VARIABEL INTERVENING

INDAH INDRIASWARI, . (2022) PENGARUH FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDE, DAN LOCUS OF CONTROL TERHADAP FINANCIAL MANAGEMENT BEHAVIOR GENERASI MILENIAL DI JABODETABEK DENGAN FINANCIAL LITERACY SEBAGAI VARIABEL INTERVENING. Magister thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Tujuan Penelitian untuk mengetahui pengaruh financial knowledge, financial attitude dan locus of control terhadap financial management behavior generasi milenial di Jakarta, Bogor, Depok, Tangerang dan Bekasi dengan financial literacy sebagai variabel intervening. Kuesioner telah dikembangkan dan disebarkan kepada 200 responden generasi milenial yang berada di Jabodetabek. Data dianalisis menggunakan metode CB-SEM (Covariance-Based Structural Equation Modelling) dan bantuan program AMOS 24.0. Penelitian memberikan hasil financial knowledge, financial attitude dan locus of control berpengaruh positif dan signifikan terhadap terhadap financial management behavior generasi milenial, financial literacy berpengaruh positif dan signifikan terhadap financial management behavior generasi milenial, financial knowledge berpengaruh positif dan signifikan terhadap financial literacy generasi milenial, financial attitude berpengaruh positif dan signifikan terhadap financial literacy generasi milenial, locus of control berpengaruh positif dan signifikan terhadap financial literacy generasi milenial, financial knowledge berpengaruh positif dan signifikan terhadap financial management behavior generasi milenial di Jabodetabek melalui financial literacy, financial attitude berpengaruh positif dan signifikan terhadap financial management behavior generasi milenial di Jabodetabek melalui financial literacy, locus of control berpengaruh positif dan signifikan terhadap financial management behavior generasi milenial di Jabodetabek melalui financial literacy. Hasil Penelitian menunjukkan variabel financial knowledge, financial attitude, dan locus of control berpengaruh positif dan signifikan terhadap financial management behavior dengan financial literacy sebagai variabel intervening. **************************************** The aim of the research is to determine the effect of financial knowledge, financial attitude, and locus of control on financial management behavior of the millennial generation in Jakarta, Bogor, Depok, Tangerang and Bekasi with financial literacy as an intervening variable. Questionnaires were developed and distributed to 200 respondent of millennial generation in Jakarta, Bogor, Depok, Tangerang and Bekasi. Data were analyzed using the CB-SEM (Covariance-Based Structural Equation Modelling) method and with the help of the AMOS 24.0 program. This study found that financial knowledge has a positive and significant effect on financial management behavior. Financial attitude has a positive and significant effect on the financial management behavior of the millennial generation, locus of control has a positive and significant effect on the financial management behavior of the millennial generation in Jakarta, Bogor, Depok, Tangerang, and Bekasi through financial literacy. Research results show variables financial knowledge, financial attitude, and locus of control have positive and significant effect on financial management behavior with financial literacy as an intervening variable.

Item Type:	Thesis (Magister)
Additional Information:	1). Dr. I Gusti Ketut Agung Ulupui, SE, M.Si.Ak, CA. ; 2). Ari Warokka, PhD, MSc, MDEM, MCEUE, DEA.
Subjects:	Manajemen > Manajemen , Business Manajemen > Manajemen Kantor, Organisasi
Divisions:	FE > S2 Manajemen
Depositing User:	PKL .
Date Deposited:	03 Oct 2024 04:32
Last Modified:	03 Oct 2024 04:32
URI:	http://repository.unj.ac.id/id/eprint/51156

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