FAKTOR-FAKTOR YANG MEMENGARUHI PROFITABILITAS BANK KONVENSIONAL PERIODE 2019-2023 DI BURSA EFEK INDONESIA

Siti Aminah, . (2025) FAKTOR-FAKTOR YANG MEMENGARUHI PROFITABILITAS BANK KONVENSIONAL PERIODE 2019-2023 DI BURSA EFEK INDONESIA. Sarjana thesis, Universitas Negeri Jakarta.

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Abstract

Penelitian ini bertujuan menganalisis Faktor-Faktor yang Memengaruhi Profitabilitas Bank Konvensional Di Bursa Efek Indonesia. Penelitian dilakukan dengan metode non-probability sampling melalui purposive sampling, menggunakan data sekunder berupa laporan keuangan bank konvensional periode 2019-2023. Dari total 47 bank dalam populasi, diperoleh 28 bank sebagai sampel valid. Teknik analisis data menggunakan regresi linear berganda dengan data panel melalui Software Eviews 13. Model terbaik untuk penelitian ini merupakan Random Effect Model (REM). Teknik analisis yang digunakan dalam penelitian ini terdiri dari uji asumsi klasik (Uji Normalitas, Uji Heterokedastisitas, Uji Autokorelasi, dan Uji Multikolinearitas), analisis regresi data panel, uji statistik t, uji statistik f. Uji heterokedastisitas dalam penelitian ini tidak terjadi gejala heterokedastisitas karena tidak melewati batas. Uji Multikolinearitas menghasilkan bahwa semua variabel independen tidak terjadi korelasi antar setiap variabel independen dalam penelitian ini. Berdasarkan analisis data, hasil penelitian menunjukan bahwa Capital Adequacy Ratio (CAR) dan Loan to Deposit Ratio (LDR) tidak berpengaruh terhadap Return on Asset (ROA). Sedangkan Non- Performing Loan (NPL), Net Interest Margin (NIM), dan Biaya Operasional terhadap Pendapatan Operasional (BOPO) berpengaruh signifikan terhadap Return on Asset (ROA). Kata Kunci: Return on Asset (ROA), Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non-Performing Loan (NPL), Net Interest Margin (NIM), dan Biaya Operasional terhadap Pendapatan Operasional (BOPO). ********* This research aims to analyze the Factors Affecting the Profitability of Conventional Banks on the Indonesia Stock Exchange. The research was conducted using non-probability sampling method through purposive sampling, using secondary data in the form of conventional bank financial statements for the period 2019-2023. From a total of 47 banks in the population, 28 banks were obtained as valid samples. The data analysis technique uses multiple linear regression with panel data through Eviews 13 software. The best model for this research is the Random Effect Model (REM). The analysis technique used in this study consists of classical assumption tests (Normality Test, Heteroscedasticity Test, Autocorrelation Test, and Multicollinearity Test), panel data regression analysis, t statistical test, f statistical test. Heteroscedasticity test in this study does not occur symptoms of heteroscedasticity because it does not cross the limit. Multicollinearity test results that all independent variables do not occur correlation between each independent variable in this study. Based on data analysis, the results showed that the Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) had no effect on Return on Asset (ROA). While Non-Performing Loan (NPL), Net Interest Margin (NIM), and Operating Cost to Operating Income (BOPO) have a significant effect on Return on Asset (ROA).

Item Type:	Thesis (Sarjana)
Additional Information:	1). Adam Zakaria, M.Ak., Ph.D. ; 2). Nuramalia Hasanah, S.E., M.Ak.
Subjects:	Ilmu Sosial > Perdagangan, e-commerce > Akuntansi
Divisions:	FE > S1 Akuntansi
Depositing User:	Siti Aminah .
Date Deposited:	03 Feb 2025 02:09
Last Modified:	03 Feb 2025 02:09
URI:	http://repository.unj.ac.id/id/eprint/52423

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