PENGARUH CAPITAL ADEQUACY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) TERHADAP PROFITABILITAS PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2021-2023

REZA RAMADHAN, . (2025) PENGARUH CAPITAL ADEQUACY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) TERHADAP PROFITABILITAS PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2021-2023. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), dan Non Performing Loan (NPL) terhadap Profitabilitas bank yang terdaftar di Bursa Efek Indonesia (BEI) periode 2021 - 2023. Data yang digunakan dalam penelitian ini diperoleh dari laporan keuangan perbankan yang dipublikasikan oleh Bursa Efek Indonesia. Setelah menerapkan teknik purposive sampling, diperoleh sampel yang sesuai sebanyak 40 bank. Teknik analisis data yang digunakan dalam penelitian ini adalah analisis regresi berganda. Jenis data yang digunakan adalah data sekunder, yang diperoleh dengan mengumpulkan seluruh laporan keuangan yang diperlukan dari masing-masing perusahaan sampel dalam setiap periode penelitian. Untuk menentukan keakuratan model, dilakukan pengujian beberapa asumsi klasik yang mendasari model regresi. Pengujian asumsi klasik yang digunakan dalam penelitian ini meliputi uji normalitas, uji multikolinearitas, uji heteroskedastisitas, dan uji autokorelasi. Berdasarkan hasil penelitian, ditemukan bahwa Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), dan Non Performing Loan (NPL) secara simultan berpengaruh terhadap profitabilitas bank yang terdaftar di Bursa Efek Indonesia Kata kunci: Capital Adequacy Ratio (CAR); Loan to Deposit Ratio (LDR); Non Performing Loan (NPL); Return on Asset (ROA) / ***** This research aims to analyze the influence of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Non Performing Loans (NPL) on the Profitability of Banks listed on the Indonesia Stock Exchange in the period 2021 - 2023. The data used in this research was obtained from Banking Financial reports published by the Indonesian Stock Exchange. After carrying out the purpose sampling techniques, a suitable sample of 40 banks was used. The data analysis technique in this research uses multiple regression analysis. The type of data used is secondary data which is obtained by collecting all the necessary data in the form of financial reports for each sample company in each research period, so to determine the accuracy of the model it is necessary to test several classic assumptions underlying the regression model. Classical assumption tests used in this research include the normality test, multicollinearity test, heteroscedasticity test, and autocorrelation test. Based on the research results, it shows that the Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), and Non Performing Loans (NPL) have a simultaneous effect on the profitability of banks listed on the Indonesian Stock Exchange. Keywords: Capital Adequacy Ratio (CAR); Loan to Deposit Ratio (LDR); Non Performing Loan (NPL); Return on Asset (ROA)

Item Type: Thesis (Sarjana)
Additional Information: 1). Ati Sumiati, S.Pd.,MM. ; 2). Dr. Ayatulloh Michael Musyaffi., Ak.,M.Ak.
Subjects: Ilmu Sosial > Industri, Buruh, Produksi > Perbankan
Ilmu Sosial > Keuangan
Divisions: FE > S1 Pendidikan Ekonomi
Depositing User: Reza Ramadhan .
Date Deposited: 24 Apr 2025 08:33
Last Modified: 24 Apr 2025 08:33
URI: http://repository.unj.ac.id/id/eprint/56037

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