PENINGKATAN LITERASI FINANSIAL MELALUI KEGIATAN PEMBIASAAN MENABUNG PADA SISWA KELAS V SDS NURUL YAQIN

SARAH ANNISA ZAIN FAUZIYYAH, . (2026) PENINGKATAN LITERASI FINANSIAL MELALUI KEGIATAN PEMBIASAAN MENABUNG PADA SISWA KELAS V SDS NURUL YAQIN. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian yang dilaksanakan di SDS Nurul Yaqin pada tahun ajaran 2025/2026 ini bertujuan untuk meningkatkan literasi finansial peserta didik kelas V melalui kegiatan pembiasaan menabung yang diintegrasikan dalam pembelajaran IPS menggunakan model Problem Based Learning (PBL). Metode yang digunakan dalam penelitian ini adalah Penelitian Tindakan Kelas (PTK) dengan model Kemmis dan McTaggart yang terdiri atas tahap perencanaan, pelaksanaan tindakan, observasi, dan refleksi. Subjek penelitian berjumlah 11 peserta didik kelas V SDS Nurul Yaqin. Penelitian dilaksanakan dalam dua siklus, dengan setiap siklus terdiri atas tiga pertemuan. Teknik pengumpulan data menggunakan angket literasi finansial, tes hasil belajar (posttest), penilaian LKPD, instrumen pemantau tindakan guru dan peserta didik, dokumentasi, serta catatan kegiatan pembiasaan menabung. Teknik analisis data menggunakan analisis deskriptif kuantitatif dan deskriptif kualitatif. Hasil penelitian menunjukkan bahwa literasi finansial peserta didik mengalami peningkatan. Nilai rata-rata angket literasi finansial meningkat dari 68,75% pada awal penelitian menjadi 87,39% pada akhir penelitian. Persentase ketuntasan hasil posttest meningkat dari 66,67% pada Siklus I menjadi 100% pada Siklus II. Rata-rata penilaian LKPD meningkat dari 73,33 pada Siklus I menjadi 91,32 pada Siklus II. Persentase aktivitas guru meningkat dari 55,20% menjadi 86,45%, sedangkan aktivitas peserta didik meningkat dari 53,12% menjadi 85,42%. Selain itu, jumlah peserta didik yang mengikuti kegiatan pembiasaan menabung meningkat dari 4 peserta didik pada pertemuan pertama menjadi 8 peserta didik pada pertemuan ketiga. Hasil penelitian menunjukkan bahwa kegiatan pembiasaan menabung yang diintegrasikan dalam pembelajaran IPS menggunakan model Problem Based Learning (PBL) efektif dalam meningkatkan literasi finansial peserta didik kelas V SDS Nurul Yaqin. ***** This classroom action research was conducted at SDS Nurul Yaqin during the 2025/2026 academic year. The study aimed to improve the financial literacy of fifth-grade students through saving habit activities integrated into Social Studies learning using the Problem-Based Learning (PBL) model. The research employed the Kemmis and McTaggart classroom action research model, which consists of four stages: planning, action, observation, and reflection. The participants of this study were 11 fifth-grade students of SDS Nurul Yaqin. The research was carried out in two cycles, with each cycle consisting of three meetings. Data were collected through financial literacy questionnaires, learning achievement tests (post-tests), student worksheet (LKPD) assessments, teacher and student observation instruments, documentation, and records of students’ saving habit activities. The data were analyzed using descriptive quantitative and descriptive qualitative techniques. The findings revealed an improvement in students' financial literacy. The average financial literacy questionnaire score increased from 68.75% at the beginning of the study to 87.39% at the end of the study. The percentage of students achieving mastery in the post-test increased from 66.67% in Cycle I to 100% in Cycle II. The average LKPD score improved from 73.33 in Cycle I to 91.32 in Cycle II. Teacher activity increased from 55.20% to 86.45%, while student activity increased from 53.12% to 85.42%. In addition, the number of students participating in the saving habit activities increased from four students in the first meeting to eight students in the third meeting. The findings indicate that saving habit activities integrated into Social Studies learning through the Problem-Based Learning (PBL) model were effective in improving the financial literacy of fifth-grade students at SDS Nurul Yaqin

Item Type:	Thesis (Sarjana)
Additional Information:	1). Indah Wardatussa'idah, S.Pd, M.Pd.; 2). Dr. Nina Nurhasanah, M.PD.
Subjects:	Pendidikan > Pendidikan Dasar
Divisions:	FIP > S1 Pendidikan Guru Sekolah Dasar
Depositing User:	Sarah Annisa Zain Fauziyyah .
Date Deposited:	10 Aug 2026 07:22
Last Modified:	10 Aug 2026 07:22
URI:	http://repository.unj.ac.id/id/eprint/69570

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