PENGARUH TIGA ELEMEN LITERASI KEUANGAN TERHADAP KEPUASAN KEUANGAN MAHASISWA UNIVERSITAS NEGERI JAKARTA PENGGUNA DOMPET DIGITAL

KARINA OCTAVIA, . (2021) PENGARUH TIGA ELEMEN LITERASI KEUANGAN TERHADAP KEPUASAN KEUANGAN MAHASISWA UNIVERSITAS NEGERI JAKARTA PENGGUNA DOMPET DIGITAL. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Tujuan dari penelitian ini adalah: untuk menguji secara empiris pengaruh financial behavior terhadap financial satisfaction, pengaruh positif dan signifikan financial attitude terhadap financial satisfaction, pengaruh positif dan signifikan financial knowledge terhadap financial satisfaction, pengaruh positif dan signifikan financial attitude terhadap financial behavior, pengaruh positif dan signifikan financial knowledge terhadap financial behavior, pengaruh financial behavior positif dan signifikan memediasi financial knowledge terhadap financial satisfaction, dan pengaruh financial behavior positif dan signifikan memediasi financial attitude terhadap financial satisfaction. Penelitian ini dilakukan pada 230 mahasiswa Universitas Negeri Jakata pengguna dompet digital. Teknik pengumpulan data dengan menyebarkan kuesioner digital dan diolah dengan program AMOS. Hasil yang didapat dari penelitian ini yaitu pengaruh hubungan financial attitude terhadap financial behavior, financial behavior memediasi financial knowledge terhadap financial satisfaction, dan financial behavior memediasi financial attitude terhadap financial satisfaction berpengaruh secara positif dan signifikan. Implikasi penelitian berdasarkan analisis deskriptif setiap variabel yaitu : kemampuan daya beli mahasiswa Universitas Negeri Jakarta meningkat setelah menggunakan dompet digital, mahasiswa Universitas Negeri Jakarta tahu bagaimana cara berinvestasi di platform dompet digital, mahasiswa Universitas Negeri Jakarta dapat lebih mudah memonitor keuangannya setelah menggunakan dompet digital, mahasiswa Univeritas Negeri Jakarta dapat lebih mudah menilai keuangan pribadinya setelah menggunakan dompet digital. The objectives of this study are: to empirically examine the effect of financial behavior on financial satisfaction, the positive and significant effect of financial attitude on financial satisfaction, the positive and significant effect of financial knowledge on financial satisfaction, the positive and significant effect of financial attitude on financial behavior, the positive and significant financial knowledge on financial behavior, positive and significant influence financial behavior mediates financial knowledge on financial satisfaction, and positive and significant influence financial behavior mediates financial attitude towards financial satisfaction. This research was conducted on 230 students of Jakarta State University who use digital wallets. The technique used to collect data is by distributing digital questionnaires and processing them with the AMOS program. The results obtained from this study are the influence of the relationship between financial attitude towards financial behavior, financial behavior mediating financial knowledge on financial satisfaction, and financial behavior mediating financial attitude towards financial satisfaction has a positive and significant effect. The research implication is based on a descriptive analysis of each variable, namely: the purchasing power of Jakarta State University students increases after using digital wallets, Jakarta State University students know how to invest in a digital wallet platform, Jakarta State University students can more easily monitor their finances after using a digital wallet, students Jakarta State University can more easily assess their personal finances after using a digital wallet.

Item Type:	Thesis (Sarjana)
Additional Information:	1). Prof. Dr.Hamidah, M.Si 2). Destria Kurnianti, SE, M.Sc
Subjects:	Manajemen > Manajemen , Business
Divisions:	FE > S1 Manajemen
Depositing User:	Users 9232 not found.
Date Deposited:	24 Feb 2021 18:12
Last Modified:	24 Feb 2021 18:12
URI:	http://repository.unj.ac.id/id/eprint/13095

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