STUDI LITERATUR: ANALISIS PERILAKU KEUANGAN MAHASISWA

AGIT SURYANINGTIAS, . (2023) STUDI LITERATUR: ANALISIS PERILAKU KEUANGAN MAHASISWA. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

	Text Cover.pdf Download (1MB)
	Text BAB 1.pdf Download (292kB)
	Text BAB 2.pdf Restricted to Registered users only Download (471kB) | Request a copy
	Text BAB 3.pdf Restricted to Registered users only Download (253kB) | Request a copy
	Text BAB 4.pdf Restricted to Registered users only Download (869kB) | Request a copy
	Text BAB 5.pdf Restricted to Registered users only Download (170kB) | Request a copy
	Text Daftar Pustaka.pdf Download (231kB)
	Text Lampiran.pdf Restricted to Registered users only Download (160kB) | Request a copy

Abstract

Perilaku keuangan mahasiswa yang cenderung konsumtif kemudian menimbulkan berbagai perilaku keuangan yang tidak baik seperti kurangnya kegiatan menabung, investasi, perencanaan dana darurat dan penganggaran dana untuk masa depan. Penelitian ini bertujuan untuk menganalisis perilaku keuangan pada mahasiswa dalam kehidupan sehari-hari. Penelitian ini menggunakan metode studi literatur, artikel yang dianalisis berjumlah 40 artikel. Artikel yang dianalisis merupakan artikel yang telah di publikasikan pada artikel ilmiah Nasional yang dilakukan pada kurun waktu tahun 2017 sampai tahun 2023 melalui website google scholar dengan kata kunci perilaku keuangan mahasiswa. Teknik pengambilan data skripsi studi literatur dilakukan dengan cara kajian pustaka ataupun dengan membaca. Hasil analisis data menunjukkan bahwa perilaku keuangan disebabkan oleh beberapa aspek dan faktor dalam perilaku keuangan mahasiswa. Aspek-aspek tersebut diantaranya adalah keuangan pribadi dasar sebanyak 7,5%, pengelolaan keuangan sebanyak 25%, pengelolaan kredit dan utang sebanyak 15%, tabungan dan investasi sebanyak 17,5%, pengelolaan resiko sebanyak 12,5%, konsumsi 17,5%, arus kas 2,5%, dan asuransi 2,5%. Adapun faktor-faktor tersebut diantaranya adalah pengetahuan keuangan sebanyak 30%, sikap keuangan sebanyak 22,5%, pendapatan sebanyak 20%, literasi keuangan sebanyak 5%, kemampuan berhitung sebanyak 2,5%, dan kualitas pendidikan sebanyak 20%. ***** Student financial behavior that tends to be consumptive then causes various unfavorable financial behaviors such as lack of saving activities, investment, emergency fund planning and budgeting funds for the future. This study aims to analyze financial behavior in students in everyday life. This research used the literature study method, the analyzed articles amounted to 40 articles. The articles analyzed are articles that have been published in National scientific journals conducted in the period 2017 to 2023 through the Google Scholar website with keywords student financial behavior. The technique of taking literature study thesis data is carried out by means of literature review or by reading. The results of the data analysis show that financial behavior is caused by several aspects and factors in student financial behavior. These aspects include basic personal finance 7.5%, financial management 25%, credit and debt management 15%, savings and investment 17.5%, risk management 12.5%, consumption 17.5 %, cash flow 2.5%, and insurance 2.5%. These factors include financial knowledge as much as 30%, financial attitudes as much as 22.5%, income as much as 20%, financial literacy as much as 5%, numeracy ability as much as 2.5%, and quality education as much as 20%.

Item Type:	Thesis (Sarjana)
Additional Information:	1). Dr. Hamiyati, M.Si. ; 2). Dr. Shinta Doriza, M.Pd.,M.S.E.
Subjects:	Manajemen > Perilaku Konsumen
Divisions:	FT > S1 Pendidikan Kesejahteraan Keluarga
Depositing User:	Users 17246 not found.
Date Deposited:	08 Mar 2023 02:40
Last Modified:	08 Mar 2023 02:40
URI:	http://repository.unj.ac.id/id/eprint/38192

Actions (login required)

View Item