PENGARUH FINANCIAL LITERACY DAN COMPULSIVE BUYING TERHADAP PROPENSITY TO INDEBTEDNESS

NISWAH MAGHFIRA, . (2024) PENGARUH FINANCIAL LITERACY DAN COMPULSIVE BUYING TERHADAP PROPENSITY TO INDEBTEDNESS. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk menguji pengaruh variabel financial literacy dan variabel compulsive buying terhadap variabel propensity to indebtedness pada masyarakat GenZ dengan metode kuantitatif. Responden dalam penelitian ini sebanyak 134 dengan kriteria pengguna paylater dan memiliki kegemaran dalam berbelanja. Teknik pengambilan data pada penelitian adalah purposive sampling dengan metode analisis yang digunakan ialah Partial Least Square - Structural Equation Model (PLS-SEM). Hasil penelitian menunjukkan bahwa financial literacy memiliki hubungan yang negatif terhadap propensity to indebtedness, compulsive buying memiliki hubungan yang positif terhadap propensity to indebtedness, financial literacy memiliki hubungan yang negatif terhadap compulsive buying, dan compulsive buying memediasi secara parsial financial literacy terhadap propensity to indebtedness. Kata Kunci: Propensity to Indebtedness, Financial Literacy, Compulsive Buying *********** This research aims to test the influence of the financial literacy variable and the compulsive buying variable on the propensity to indebtedness variable in the GenZ community using quantitative methods. There were 134 respondents in this study with the criteria of being PayLater users and having a passion for shopping. The data collection technique in the research was purposive sampling with the analysis method used being Partial Least Square - Structural Equation Model (PLS-SEM). The results of the study show that financial literacy has a negative relationship with propensity to be indebtedness, compulsive buying has a positive relationship with propensity to be indebtedness, financial literacy has a negative relationship with compulsive buying, and compulsive buying partially mediates financial literacy with propensity to be indebtedness. Keywords: Propensity to Indebtedness, Financial Literacy, Compulsive Buying

Item Type:	Thesis (Sarjana)
Additional Information:	1). Prof.Dr. Umi Widyastuti, S.E.,M.E. ; 2). Dicky Iranto, S.E,M.S.E.
Subjects:	Manajemen > Manajemen , Business
Divisions:	FE > S1 Manajemen
Depositing User:	Niswah Maghfira .
Date Deposited:	19 Apr 2024 00:29
Last Modified:	19 Apr 2024 00:29
URI:	http://repository.unj.ac.id/id/eprint/45315

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