PENGARUH EFIKASI DIRI FINANSIAL TERHADAP KESEJAHTERAAN FINANSIAL PADA PEKERJA GENERASI Z DI JABODETABEK

HAFIDA AGNESTYA HASAN, . (2026) PENGARUH EFIKASI DIRI FINANSIAL TERHADAP KESEJAHTERAAN FINANSIAL PADA PEKERJA GENERASI Z DI JABODETABEK. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh efikasi diri finansial terhadap kesejahteraan finansial pada pekerja Generasi Z di wilayah Jabodetabek. Penelitian ini menggunakan pendekatan kuantitatif. Responden dalam penelitian ini berjumlah 107 pekerja Generasi Z yang berdomisili di wilayah Jabodetabek. Teknik sampling yang digunakan adalah non-probability sampling dengan metode convenience sampling. Pengumpulan data dilakukan melalui penyebaran kuesioner menggunakan instrumen Consumer Financial Protection Bureau (CFPB) Financial Well-Being Scale dan Financial Self-Efficacy Scale (FSES). Analisis data dilakukan menggunakan analisis regresi linear sederhana. Hasil analisis menunjukkan bahwa efikasi diri finansial berpengaruh positif dan signifikan terhadap kesejahteraan finansial pada pekerja Generasi Z di wilayah Jabodetabek dengan kontribusi sebesar 20,1%. Temuan tersebut menunjukkan bahwa efikasi diri finansial berperan dalam meningkatkan kesejahteraan finansial individu. ***** This study aims to examine the effect of financial self-efficacy on the financial well-being of Generation Z workers in Jabodetabek. A quantitative research approach was employed. The study involved 107 Generation Z workers residing in Jabodetabek. A non-probability sampling technique using the convenience sampling method was applied. Data were collected through questionnaires using the Consumer Financial Protection Bureau (CFPB) Financial Well-Being Scale and the Financial Self-Efficacy Scale (FSES). The data were analyzed using simple linear regression analysis. The results indicated that financial self-efficacy had a positive and significant effect on the financial well-being of Generation Z workers in Jabodetabek. Financial self-efficacy explained 20.1% of the variance in financial well-being. These findings suggest that financial self-efficacy plays an important role in improving individuals' financial well-being.

Item Type:	Thesis (Sarjana)
Additional Information:	1). Anggi Mayangsari, M.Psi.,Psikolog.; 2). Dr.Gumgum Gumelar Fajar Rakhman, M.Si.
Subjects:	Filsafat, Psikologi & Agama > Psikologi, Ilmu Jiwa
Divisions:	FPPsi > S1 Psikologi
Depositing User:	Hafida Agnestya Hasan .
Date Deposited:	12 Aug 2026 03:55
Last Modified:	12 Aug 2026 03:55
URI:	http://repository.unj.ac.id/id/eprint/70213

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