PENGARUH DOMPET DIGITAL, KONTROL DIRI, DAN TEKANAN SOSIAL TEMAN SEBAYA TERHADAP PERILAKU KONSUMTIF PADA SISWA AKUNTANSI KEUANGAN KELAS XI DI SMK NEGERI JAKARTA PUSAT

DEBORAH GRACELLA KEZIA SINAGA, . (2026) PENGARUH DOMPET DIGITAL, KONTROL DIRI, DAN TEKANAN SOSIAL TEMAN SEBAYA TERHADAP PERILAKU KONSUMTIF PADA SISWA AKUNTANSI KEUANGAN KELAS XI DI SMK NEGERI JAKARTA PUSAT. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Dompet Digital, Kontrol Diri, dan Tekanan Sosial Teman Sebaya terhadap Perilaku Konsumtif siswa kelas XI Jurusan Akuntansi pada SMK Negeri di Jakarta Pusat. Penelitian menggunakan pendekatan kuantitatif dengan metode survei. Populasi penelitian berjumlah 175 siswa, sedangkan sampel penelitian berjumlah 122 siswa yang dipilih menggunakan teknik *proportionate stratified random sampling*. Penelitian dilaksanakan pada tiga SMK Negeri di Jakarta Pusat pada tahun ajaran 2025/2026. Responden berasal dari kelas XI Jurusan Akuntansi pada SMK Negeri 16 Jakarta, SMK Negeri 19 Jakarta, dan SMK Negeri 31 Jakarta. Data dikumpulkan melalui kuesioner dengan skala Likert dan diolah menggunakan IBM SPSS Statistics 26. Teknik analisis data meliputi analisis statistik deskriptif, uji normalitas, uji linearitas, analisis regresi linear berganda, uji parsial, uji simultan, dan koefisien determinasi. Hasil penelitian menunjukkan bahwa Dompet Digital berpengaruh positif dan signifikan terhadap Perilaku Konsumtif dengan koefisien regresi sebesar 0,671 dan nilai signifikansi kurang dari 0,001. Kontrol Diri berpengaruh negatif dan signifikan terhadap Perilaku Konsumtif dengan koefisien regresi sebesar −0,439 dan nilai signifikansi sebesar 0,035. Tekanan Sosial Teman Sebaya berpengaruh positif dan signifikan terhadap Perilaku Konsumtif dengan koefisien regresi sebesar 0,524 dan nilai signifikansi kurang dari 0,001. Secara simultan, ketiga variabel tersebut berpengaruh signifikan terhadap Perilaku Konsumtif dengan nilai F sebesar 55,284 dan nilai signifikansi kurang dari 0,001. Nilai koefisien determinasi sebesar 0,584 menunjukkan bahwa Dompet Digital, Kontrol Diri, dan Tekanan Sosial Teman Sebaya mampu menjelaskan 58,4% variasi Perilaku Konsumtif, sedangkan 41,6% sisanya dijelaskan oleh faktor lain di luar model penelitian. Temuan penelitian menunjukkan bahwa perilaku konsumtif siswa dipengaruhi oleh keterkaitan faktor teknologi, kemampuan pengendalian diri, dan lingkungan sosial teman sebaya. ****** This study aims to analyze the effects of Digital Wallets, Self-Control, and Peer Social Pressure on the Consumptive Behavior of eleventh-grade Accounting students at public vocational high schools in Central Jakarta. This study employed a quantitative approach using a survey method. The population consisted of 175 students, while the research sample comprised 122 students selected through proportionate stratified random sampling. The study was conducted at three public vocational high schools in Central Jakarta during the 2025/2026 academic year. Respondents were eleventh-grade Accounting students from SMK Negeri 16 Jakarta, SMK Negeri 19 Jakarta, and SMK Negeri 31 Jakarta. Data were collected using a Likert-scale questionnaire and processed using IBM SPSS Statistics 26. The data analysis techniques included descriptive statistical analysis, normality testing, linearity testing, multiple linear regression analysis, partial testing, simultaneous testing, and the coefficient of determination. The results indicated that Digital Wallets had a positive and significant effect on Consumptive Behavior, with a regression coefficient of 0.671 and a significance value of less than 0.001. Self-Control had a negative and significant effect on Consumptive Behavior, with a regression coefficient of −0.439 and a significance value of 0.035. Peer Social Pressure had a positive and significant effect on Consumptive Behavior, with a regression coefficient of 0.524 and a significance value of less than 0.001. Simultaneously, the three independent variables had a significant effect on Consumptive Behavior, with an F-value of 55.284 and a significance value of less than 0.001. The coefficient of determination of 0.584 indicates that Digital Wallets, Self-Control, and Peer Social Pressure explain 58.4% of the variation in Consumptive Behavior, while the remaining 41.6% is explained by other factors outside the research model. These findings demonstrate that students’ consumptive behavior is influenced by the interaction between technological factors, individual self-regulation, and the social environment of their peers.

Item Type:	Thesis (Sarjana)
Additional Information:	1). Santi Susanti, S.Pd., M.Ak. ; 2). Wahyu Lestari, S.Pd, M.Pd.
Subjects:	Pendidikan > Pendidikan Kejuruan dan Sekolah Kejuruan
Divisions:	FE > S1 Pendidikan Ekonomi
Depositing User:	Deborah Gracella Kezia Sinaga .
Date Deposited:	13 Aug 2026 04:13
Last Modified:	13 Aug 2026 04:13
URI:	http://repository.unj.ac.id/id/eprint/70261

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