PENGARUH LOAN TO DEPOSIT RATIO DAN NON PERFORMING LOAN TERHADAP RETURN ON EQUITY PADA BANK UMUM YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2010-2012

MUHAMMAD IDRIS, . (2014) PENGARUH LOAN TO DEPOSIT RATIO DAN NON PERFORMING LOAN TERHADAP RETURN ON EQUITY PADA BANK UMUM YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2010-2012. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk membuktikan pengaruh Loan to Deposit Ratio dan Non Performing Loan terhadap Return On Equity. Penelitian ini menggunakan dua variable bebas dan satu variabel dependen, yaitu Loan to Deposit Ratio dan Non Performing Loan sebagai variabel independen, dan Return On Equity sebagai variabel dependen. Loan to Deposit Ratio diukur dengan membagi total kredit dengan dana pihak ketiga, Non Performing Loan diukur dengan membagi kredit bermasalah dengan total kredit, dan Return On Equity diukur dengan membagi laba bank dengan modal. Penelitian ini mengambil sampel perusahaan perbankan yang terdaftar di Bursa Efek Indonesia selama tahun 2010-2012. Data tersebut diperoleh dengan teknik purposive sampling dan menggunakan metode analisis regresi berganda. Hasil pengujian hipotesis secara simultan ini menunjukkan bahwa Loan to Deposit Ratio dan Non Performing Loan berpengaruh secara simultan terhadap Return On Equity. Hasil pengujian hipotesis secara parsial menunjukkan bahwa Loan to Deposit Ratio berpengaruh terhadap Return On Equity. Sedangkan Non Performing Loan berpengaruh signifikan terhadap Return On Equity. **************** This study aims to prove the effect of Loan to Deposit Ratio and Non Performing Loans on Return On Equity. This study used two independent variables and the dependent variable, Loan to Deposit Ratio and Non Performing Loans as independent variables, and Rreturn On Equity as the dependent variable. Loan to Deposit Ratio is measured by dividing the total credit to fund a third party, Non Performing Loans is calculated by dividing estimate of Non Performing Loan to total loans, and Return On Equity is measured by dividing net income by the bank's Equity. This study took a sample of banking companies listed in Indonesia Stock Exchange during the years 2010-2012. The data obtained by purposive sampling technique and using regression analysis method. Simultaneous hypothesis testing results indicate that the Loan to Deposit Ratio of Non Performing Loans and simultaneous influence on Return On Equity. The test results show that the partial hypothesis Loan to Deposit Ratio effect on Return On Equity. While Non Performing loans have a significant effect on Return On Equity.

Item Type:	Thesis (Sarjana)
Additional Information:	1). M. Yasser Arafat SE, MM. ; 2). Unggul Purwohedi SE, M.Si, Ph.D
Subjects:	Ilmu Sosial > Industri, Buruh, Produksi > Perbankan
Divisions:	FE > S1 Akuntansi
Depositing User:	Rima Safitri .
Date Deposited:	30 Dec 2020 15:31
Last Modified:	30 Dec 2020 15:31
URI:	http://repository.unj.ac.id/id/eprint/12126

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