PENGARUH DANA PIHAK KETIGA (DPK), CAPITAL ADEQUACY RATIO (CAR) , DAN NON PERFORMING LOAN (NPL) TERHADAP PENYALURAN KREDIT (Pada Perbankan Go Public Yang Terdaftar di BEI Periode 2009 – 2011)

HENDRO PANDAPOTAN, . (2013) PENGARUH DANA PIHAK KETIGA (DPK), CAPITAL ADEQUACY RATIO (CAR) , DAN NON PERFORMING LOAN (NPL) TERHADAP PENYALURAN KREDIT (Pada Perbankan Go Public Yang Terdaftar di BEI Periode 2009 – 2011). Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Populasi yang digunakan dalam penelitian ini adalah bank umum go public di Indonesia periode 2009-2011. Dengan menggunakan metode purpose sampling, diambil sampel bank yang go public pada periode 2009-2011 sebanyak 20 bank. Teknik analisis yang digunakan adalah regresi linier berganda, dan uji hipotesis menggunakan uji -t untuk menguji koefisien regresi parsial, serta uji –f untuk menguji pengaruh secara bersama-sama dengan level 5%. Selain itu juga dilakukan uji asumsi klasik yang meliputi uji normalitas, uji multikolinearitas, uji heteroskedastisitas dan uji autokorelasi. Hasil penelitian menunjukkan bahwa : pertama, Secara simultan Dana Pihak Ketiga (DPK), Capital Adequacy Ratio (CAR),dan Non Performing Loan (NPL) berpengaruh signifikan terhadap penyaluran kredit perbankan. Kedua, DPK berpengaruh positif dan signifikan terhadap penyaluran kredit perbankan. Ketiga, NPL berpengaruh negatif dan signifikan terhadap penyaluran kredit perbankan. Keempat, CAR tidak berpengaruh terhadap penyaluran kredit perbankan. ***** Population in this research used Commercial Bank was go public in Indonesia during period 2009 through 2011. Purposive sampling method were used as samples determining method and 20 bank go public selected as the sample of the research. Data analysis with multilinear regression of ordinary least square and hypotheses test used t-statistic and F-statistic at level significance 5%, a classic assumption examination which consist of data normality test, multicolonierity test, heteroscedasticity test and autocorrelation test is also being done to test the hypotheses Based upon the research, show as first, Third Party Fund (TPF), Capital Adequacy Ratio (CAR),and Non Performing Loans (NPL) have simultant influence toward the amount of banking credit. Second, the Third Party Fund (DPK) influences positively and significantly toward the amount of banking credit. Third. Third,the Non Performing Loan (NPL) influences negatively and significantly toward the amount of banking credit. Fourth, Capital Adequacy Ratio (CAR) influences insignificantly toward the amount of banking credit.

Item Type:	Thesis (Sarjana)
Additional Information:	1). Rida Prihatni.SE.Ak.M.Si; 2). Unggul Purwohedi.SE.M.Si,PhD.
Subjects:	Ilmu Sosial > Perdagangan, e-commerce > Akuntansi
Divisions:	FE > S1 Akuntansi
Depositing User:	Users 14651 not found.
Date Deposited:	02 Aug 2022 03:15
Last Modified:	02 Aug 2022 03:15
URI:	http://repository.unj.ac.id/id/eprint/32111

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