PENGARUH FINANCIAL LITERACY DAN FINANCIAL ATTITUDE TERHADAP FINANCIAL MANAGEMENT BEHAVIOR YANG DIMEDIASI OLEH LOCUS OF CONTROL

ANI PRICILLA, . (2024) PENGARUH FINANCIAL LITERACY DAN FINANCIAL ATTITUDE TERHADAP FINANCIAL MANAGEMENT BEHAVIOR YANG DIMEDIASI OLEH LOCUS OF CONTROL. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Tujuan dari penelitian ini adalah untuk melihat bagaimana pengetahuan Financial Literacy dan Financial Attitude berdampak pada Financial Management Behavior yang dimediasi oleh Locus of Control. Metode kuantitatif digunakan dengan pengambilan non-probability sampling menggunakan teknik purposive sample. Data primer penelitian dikumpulkan melalui kuesioner yang diperoleh dari total sampel sebanyak 71 mahasiswa program studi S1 Akuntansi Fakultas Ekonomi Universitas Negeri Jakarta dan diolah menggunakan teknik PLS-SEM dengan SmartPLS 4.0. Hasil penelitian menyimpulkan bahwa baik Financial Literacy maupun Financial Attitude secara signifikan memiliki pengaruh positif terhadap Financial Management Behavior. Selain itu, kedua variabel tersebut secara signifikan memiliki pengaruh positif terhadap Financial Management Behavior melalui mediasi Locus of Control. Penelitian ini memberikan kontribusi teoritis terhadap Theory of Planned Behavior dan kontribusi implikasi terhadap mahasiswa khususnya pada program studi S1 Akuntansi sebagai kompetensi lulusan salah satunya adalah sebagai analis keuangan yang perlu memiliki skill financial management behavior yang baik. ***** In this study, the role of locus of control in mediating the relationship between financial management behavior and financial literacy and attitude will be examined and tested. Quantitative methods are used with non-probability sampling using purposive sample techniques. The research primary data was collected through a questionnaire obtained from a total sample of 71 students of the Bachelor of Accounting, State University of Jakarta and processed using the PLS-SEM technique with SmartPLS 4.0. The results concluded that Financial Literacy and Financial Attitude significantly have a positive effect on Financial Management Behavior. In addition, both variables significantly have a positive effect on Financial Management Behavior through mediated by Locus of Control. This study provides a theoretical contribution to the Theory of Planned Behavior and contributes implications for students, especially in Bachelor of Accounting as one of the graduate competencies is as a financial analyst who needs to have good financial management behavior skills.

Item Type:	Thesis (Sarjana)
Additional Information:	1). Dr. Muhammad Yusuf, S.E., M.M. ; 2). Dwi Handarini, S.Pd., M.Ak.
Subjects:	Ilmu Sosial > Perdagangan, e-commerce > Akuntansi Ilmu Sosial > Keuangan
Divisions:	FE > S1 Akuntansi
Depositing User:	Users 24680 not found.
Date Deposited:	06 Aug 2024 02:09
Last Modified:	06 Aug 2024 02:09
URI:	http://repository.unj.ac.id/id/eprint/48480

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