PENGARUH LITERASI KEUANGAN, SIKAP KEUANGAN, DAN LOCUS OF CONTROL TERHADAP PERILAKU KEUANGAN DI SMK WILAYAH JAKARTA PUSAT

OKTAVIA KUNIAWAN, . (2025) PENGARUH LITERASI KEUANGAN, SIKAP KEUANGAN, DAN LOCUS OF CONTROL TERHADAP PERILAKU KEUANGAN DI SMK WILAYAH JAKARTA PUSAT. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Literasi Keuangan, Sikap Keuangan, dan Locus of Control terhadap Perilaku Keuangan di SMK Wilayah Jakarta Pusat. Metode yang digunakan adalah metode survei berbasis kuesioner. Populasi terjangkau dalam penelitian ini merupakan siswa-siswi di SMK Negeri Wilayah Jakarta Pusat. Sampel yang digunakan sebanyak 138 orang dengan menggunakan teknik proportional random sampling. Penelitian ini menggunakan metode analisis deskriptif, uji normalitas, uji linearitas, analisis regresi linier berganda, uji F, uji t, serta analisis koefisien determinasi. Berdasarkan hasil uji F, diketahui bahwa terdapat pengaruh secara simultan antara Literasi Keuangan, Sikap Keuangan, dan Locus of Control terhadap Perilaku Keuangan. Selanjutnya, hasil uji t menunjukkan bahwa secara parsial: (1) Literasi Keuangan berpengaruh positif dan signifikan terhadap Perilaku Keuangan; (2) Sikap Keuangan berpengaruh positif dan signifikan terhadap Perilaku Keuangan; dan (3) Locus of Control juga berpengaruh positif dan signifikan terhadap Perilaku Keuangan. ***** This study aims to determine the effect of Financial Literacy, Financial Attitude, and Locus of Control on Financial Behavior in State Vocational High School of Central Jakarta Area. The method used is a questionnaire-based survey method. The accessible population in this study were students at State Vocational High Schools in Central Jakarta. The sample used was 138 people using proportional random sampling technique. This study used descriptive analysis methods, normality tests, linearity tests, multiple linear regression analysis, F tests, t tests, and coefficient of determination analysis. Based on the results of the F test, it is known that there is a simultaneous influence between Financial Literacy, Financial Attitude, and Locus of Control on Financial Behavior. Furthermore, the results of the t test show that partially: (1) Financial Literacy has a positive and significant effect on Financial Behavior; (2) Financial Attitude has a positive and significant effect on Financial Behavior; and (3) Locus of Control also has a positive and significant effect on Financial Behavior.

Item Type:	Thesis (Sarjana)
Additional Information:	1). Ati Sumiati, S.Pd., M.M. ; 2). Dwi Kismayanti Respati, S.Pd., M.Ak.
Subjects:	Ilmu Sosial > Keuangan Pendidikan > Pendidikan Kejuruan dan Sekolah Kejuruan
Divisions:	FE > S1 Pendidikan Ekonomi
Depositing User:	Oktavia Kuniawan .
Date Deposited:	08 Aug 2025 06:52
Last Modified:	08 Aug 2025 06:52
URI:	http://repository.unj.ac.id/id/eprint/59127

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