PENGARUH LITERASI KEUANGAN, PENGENDALIAN DIRI, DAN PENGGUNAAN FINTECH BERBASIS SHOPEEPAY TERHADAP PERILAKU KONSUMTIF MAHASISWA FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS NEGERI JAKARTA

SYIFA MAULIDATINISA, . (2025) PENGARUH LITERASI KEUANGAN, PENGENDALIAN DIRI, DAN PENGGUNAAN FINTECH BERBASIS SHOPEEPAY TERHADAP PERILAKU KONSUMTIF MAHASISWA FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS NEGERI JAKARTA. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Literasi Keuangan, Pengendalian Diri, dan Penggunaan Financial Technology berbasis ShopeePay terhadap Perilaku Konsumtif mahasiswa. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan eksplanatori. Sampel dalam penelitian ini berjumlah 219 mahasiswa Fakultas Ekonomi dan Bisnis Universitas Negeri Jakarta angkatan 2021 yang dipilih melalui teknik proporsional random sampling. Teknik analisis data yang digunakan meliputi uji validitas, uji reliabilitas, analisis regresi linier berganda, uji t, uji F, dan koefisien determinasi. Hasil penelitian menunjukkan bahwa Literasi Keuangan, Pengendalian Diri, dan Penggunaan Financial Technology berbasis ShopeePay berpengaruh signifikan terhadap Perilaku Konsumtif mahasiswa. Kata Kunci: Literasi Keuangan, Pengendalian Diri, Financial Technology, ShopeePay, Perilaku Konsumtif. ***** This study aims to analyze the effect of Financial Literacy, Self-Control, and the Use of ShopeePay-Based Financial Technology on the Consumptive Behavior of students. The research method used is quantitative with an explanatory approach. The sample in this study amounted to 219 students of the Faculty of Economics and Business, Jakarta State University, class of 2021 who were selected through proportionate stratified random sampling technique. Data analysis techniques used include validity test, reliability test, multiple linear regression analysis, t-test, Ftest, and coefficient of determination. The results of the study indicate that Financial Literacy, Self-Control, and the Use of ShopeePay-based Financial Technology have a significant effect on the Consumptive Behavior of students, both partially and simultaneously. Keywords: Financial Literacy, Self-Control, Financial Technology, ShopeePay, Consumer Behavior.

Item Type:	Thesis (Sarjana)
Additional Information:	1). Dra. Sri Zulaihati, M.Si. ; 2). Dwi Kismayanti Respati, S.Pd., M.Ak.
Subjects:	Ilmu Sosial > Teori Ekonomi Ilmu Sosial > Perdagangan, e-commerce
Divisions:	FE > S1 Pendidikan Ekonomi
Depositing User:	Users 29241 not found.
Date Deposited:	06 Aug 2025 02:27
Last Modified:	06 Aug 2025 02:27
URI:	http://repository.unj.ac.id/id/eprint/58136

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