DETERMINAN KEPUASAN KEUANGAN: STUDI PADA PENGGUNA PAYLATER DI JABODETABEK

ANNISA NURUR RAHMAN, . (2024) DETERMINAN KEPUASAN KEUANGAN: STUDI PADA PENGGUNA PAYLATER DI JABODETABEK. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

	Text 1) Cover, Abstrak, Daftar Isi.pdf Download (1MB)
	Text 2) Bab 1 Pendahuluan.pdf Download (1MB)
	Text 3) Bab 2 Landasan Teori.pdf Restricted to Registered users only Download (1MB) | Request a copy
	Text 4) Bab 3 Metodologi Penelitian.pdf Restricted to Registered users only Download (1MB) | Request a copy
	Text 5) Bab 4 Hasil dan Pembahasan.pdf Restricted to Registered users only Download (1MB) | Request a copy
	Text 6) Bab 5 Kesimpulan.pdf Restricted to Registered users only Download (1MB) | Request a copy
	Text 7) Daftar Pustaka.pdf Download (1MB)
	Text 8) Lampiran dan Daftar Riwayat Hidup.pdf Restricted to Registered users only Download (427kB) | Request a copy

Abstract

Penelitian ini dilakukan pada 535 responden pengguna paylater di Jabodetabek dengan tujuan untuk mengkaji pengaruh perilaku pengelolaan keuangan, pengetahuan keuangan, dan financial self-efficacy terhadap kepuasan keuangan. Analisis data menggunakan metode pemodelan persamaan struktural berbasis kovarians. Hasil penelitian menunjukkan bahwa perilaku pengelolaan keuangan berpengaruh positif dan signifikan terhadap kepuasan keuangan. Pengetahuan keuangan tidak memiliki pengaruh langsung terhadap kepuasan keuangan, tetapi dapat mempengaruhi secara tidak langsung melalui perilaku pengelolaan keuangan. Financial self-efficacy memiliki pengaruh positif signifikan terhadap kepuasan keuangan, baik secara langsung maupun secara tidak langsung melalui perilaku pengelolaan keuangan. Selain itu, pengetahuan keuangan dan financial self-efficacy berpengaruh positif signifikan terhadap perilaku pengelolaan keuangan. Hasil ini mengindikasikan pentingnya perilaku pengelolaan keuangan sebagai mediator dalam hubungan antara pengetahuan keuangan serta financial self-efficacy dengan kepuasan keuangan. ***** This study was conducted on 535 paylater users in the Greater Jakarta area (Jabodetabek) with the aim of examining the influence of financial management behavior, financial knowledge, and financial self-efficacy on financial satisfaction. The data analysis method used was structural equation modeling (SEM) covariance based. The results showed that financial management behavior has a positive and significant effect on financial satisfaction. Financial knowledge does not have a direct effect on financial satisfaction but can indirectly affect it through financial management behavior. Financial self-efficacy direct effect on financial satisfaction is positively significant and can indirectly affect it through financial management behavior. Additionally, financial knowledge and financial self-efficacy have a positive and significant effect on financial management behavior. These results indicate the importance of financial management behavior as a mediator in the relationship between financial knowledge, financial self-efficacy, and financial satisfaction. Keywords: Financial Satisfaction, Financial Self-Efficacy, Financial Management Behavior.

Item Type:	Thesis (Sarjana)
Additional Information:	1). Prof. Dr. Umi Widyastuti, S.E., M.E ; 2). Destria Kurnianti, S.E., M.Sc
Subjects:	Manajemen > Manajemen , Business Manajemen > Perilaku Konsumen
Divisions:	FE > S1 Manajemen
Depositing User:	Users 24053 not found.
Date Deposited:	31 Jul 2024 01:40
Last Modified:	31 Jul 2024 01:40
URI:	http://repository.unj.ac.id/id/eprint/47438

Actions (login required)

View Item