PENGARUH NON PERFORMING FINANCING, FINANCING DEPOSIT RATIO, DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP PROFITABILITAS BANK UMUM SYARIAH

DINI FEBRIYANTI, . (2020) PENGARUH NON PERFORMING FINANCING, FINANCING DEPOSIT RATIO, DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP PROFITABILITAS BANK UMUM SYARIAH. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

DINI FEBRIYANTI, 8105160056, Pengaruh Non Performing Financing, Financing Deposit Ratio, dan Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas Bank Umum Syariah. Skripsi. Jakarta. Fakultas Ekonomi. Universitas Negeri Jakarta. 2020. Penelitian ini bertujuan untuk mengetahui pengaruh Non Performing Financing, Financing Deposit Ratio, dan Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas Bank Umum Syariah. Populasi dalam penelitian ini adalah 33 perbankan Syariah dengan memakai sampling jenuh sehingga semua populasi dijadikan sampel. Dalam memperoleh data penelitian ini menggunakan data sekunder yang diambil dari website masing-masing perbankan. Teknik pengujian yang digunakan adalah analisis regresi linier berganda dan pengujian hipotesis yang digunakan terdiri dari uji t dan uji f. Berdasarkan hasil uji t diperoleh hasil t hitung sebesar -5.114544 yang berarti Non Performing Financing tidak berpengaruh signifikan terhadap profitabilitas. Kemudian hasil uji t diperoleh t hitung sebesar 2.073411 yang berarti Financing Deposit Ratio memiliki pengaruh signifikan terhadap profitabilitas. Kemudian hasil uji t diperoleh t hitung sebesar -0.663106 yang berarti Biaya Operasional Pendapatan Operasional tidak berpengaruh signifikan terhadap profitabilitas. Dalam uji F diperoleh nilai F hitung sebesar 17.38850 maka terdapat pengaruh signifikan antara Non Performing Financing, Financing Deposit Ratio, dan Biaya Operasional Pendapatan Operasional Terhadap Profitabilitas. Koefisien determinasi sebesar 0.442273 yang artinya sebesar 44,22% ketiga variabel bebas mempengaruhi profitabilitas secara serentak dan sisanya dipengaruhi oleh faktor lain. Kata Kunci: Non Performing Financing, Financing Deposit Ratio, Biaya Operasional Pendapatan Operasional, Profitabilitas. DINI FEBRIYANTI, 8105160056, The Effect of Non Performing Financing, Financing Deposit Ratio, and Operational Efficiency Ratio Towards The Profitability of Islamic Commercial Bank. Thesis. Jakarta. Faculty of Economic. State University of Jakarta. 2020 This study aims to determine The Effect of Non Performing Financing, Financing Deposit Ratio, and Operational Efficiency Ratio on the Profitability of Islamic Commercial Banks. The population in this study were 33 Islamic banking using saturated sampling so that all populations were sampled. In obtaining the data, this research uses secondary data taken from the respective banking websites. The testing technique used is multiple linear regression analysis and hypothesis testing used consists of t test and f test. Based on the results of the t test, the t value is -5.114544, which means that non-performing financing has no significant effect on profitability. Then the t test results obtained t count of 2.073411, which means that the Financing Deposit Ratio has a significant effect on profitability. Then the t test results obtained t count of -0.663106, which means that Operational Efficiency Ratio has no significant effect on profitability. In the F test, the calculated F value is 17,38850, so there is a significant influence between Non Performing Financing, Financing Deposit Ratio, and Operating Efficiency Ratio on Profitability. The coefficient of determination is 0.442273, which means that 44.22% of the three independent variables affect profitability simultaneously and the rest is influenced by other factors. Keywords: Non Performing Financing, Financing Deposit Ratio, Operational Efficiency Ratio, Profitabilitas

Item Type:	Thesis (Sarjana)
Additional Information:	1). Achmad Fauzi, S.Pd, M.Ak 2). Dra. Sri Zulaihati, M.Si
Subjects:	Ilmu Sosial > Keuangan Manajemen > Manajemen , Business
Divisions:	FE > S1 Pendidikan Ekonomi
Depositing User:	Users 5315 not found.
Date Deposited:	03 Sep 2020 13:55
Last Modified:	03 Sep 2020 13:55
URI:	http://repository.unj.ac.id/id/eprint/9248

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