DETERMINAN FINANCIAL SELF EFFICACY PADA DECISION TO USE QRIS (QUICK RESPOND INDONESIAN STANDARD) SEBAGAI DIGITAL PAYMENT

VYA RIMA, . (2024) DETERMINAN FINANCIAL SELF EFFICACY PADA DECISION TO USE QRIS (QUICK RESPOND INDONESIAN STANDARD) SEBAGAI DIGITAL PAYMENT. Sarjana thesis, UNIVERSITAS NEGERI JAKARTA.

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Abstract

Penelitian ini bertujuan untuk menguji faktor yang memengaruhi Financial Self Efficacy dan Decision to use QRIS. Adapaun empat variabel yang digunakan pada penelitian ini, yaitu Perceived Ease of Use, Perceived Usefulness, Financial Self Efficacy, dan Decision to Use. Penelitian ini dilakukan di wilayah DKI Jakarta. Metode penelitian kuantitatif menggunakan skala likert sebagai pengukuran dengan populasi yang digunakan adalah generasi Z dengan rentang usia 17-27 tahun di Jakarta. Pada penelitian ini, teknik pengambilan sampel adalah purposive sampling sebanyak 284 responden yang diperoleh. Teknik analisis penelitian dengan SEM (Structural Equation Model). Hasil pada penelitian ini yaitu Perceived Usefulness dan Perceived Ease of Use secara signifikan berpengaruh langsung terhadap Financial Self Efficacy, dan Perceived Usefulness dan Perceived Ease of Use secara signifikan berpengaruh langsung terhadap Decision to Use serta Financial Self Efficacy berpengaruh langsung terhadap Decision to Use. ************ This research aims to examine the factors influencing Financial Self Efficacy and the Decision to use QRIS. The four variables used in this study are Perceived Ease of Use, Perceived Usefulness, Financial Self Efficacy, and Decision to Use. The study was conducted in the Jakarta Special Capital Region (DKI Jakarta). A quantitative research method was employed using a Likert scale for measurement, with the population being Generation Z individuals aged 17-27 in Jakarta. In this study, purposive sampling was utilized to obtain 284 respondents. The research analysis technique employed Structural Equation Model (SEM). The results indicate that Perceived Usefulness and Perceived Ease of Use significantly and directly influence Financial Self Efficacy. Additionally, Perceived Usefulness and Perceived Ease of Use also significantly and directly impact the Decision to Use. Moreover, Financial Self Efficacy directly influences the Decision to Use.

Item Type:	Thesis (Sarjana)
Additional Information:	1). ProfDr. Umi Widyastuti, S.E.,M.E. ; 2). Dr. Ayatulloh Michael Musyaffi, SE.,Ak.,M.Ak
Subjects:	Manajemen > Manajemen , Business Manajemen > Manajemen Pemasaran Manajemen > Perilaku Konsumen
Divisions:	FE > S1 Pendidikan Tata Niaga
Depositing User:	Users 21223 not found.
Date Deposited:	15 Feb 2024 00:46
Last Modified:	15 Feb 2024 00:46
URI:	http://repository.unj.ac.id/id/eprint/44702

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